Gold Smart – The Smart Choice

Posted on May 15, 2012 by Anita

Gold Smart was established according to the philosophy to provide the best service and rates to their clients. With the goal that this high-level of service and confidence will continue to establish them as the market leaders.

Gold Smart is not a franchise (nor a pawn shop), and thus do not have to bear additional costs that this represents, which usually means a lower rates for customers due to high overheads and advertising costs.

Free and Transparent Appraisal

As professional gold buyers they will be happy to evaluate your gold, silver, palladium and platinum items at no cost so that you have an idea of ​​the amount you can get. There is no obligation to sell to them and you can compare with other alternatives if you desire. If you come across the unusual situation of finding someone in New Zealand who is offering better prices than them, they will happily beat that price upon checking their written price offer (their gold value guarantee).

Their evaluation methods are transparent and you will learn the steps of the process and what influences prices.

Honesty and competence

The team was selected for their absolute honesty, integrity, competence and knowledge, so you can trust you will be receive fair value for the items you are looking to sell.

Immediate payment

Gold Smart will pay for your items immediately, issuing you a cash check or effecting payment via direct bank transfer, whatever suits your best.

Privacy

All transactions with Gold Smart are confidential and private. Transactions are carried out in our secure office so you don’t have to worry about people looking over your shoulder trying to see what you have and/or are selling.

Too good to be true?

Check out our testimonials page. Their customers speak for the points mentioned above. In the end of the day, you have 2 choices: shop around for prices, finding people that don’t take your items seriously and that usually offer low prices, or save your precious time by coming to Gold Smart direct today.

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Gold Traders Courier Pack

Posted on May 10, 2012 by Anita

One of the most convenient ways to sell gold and silver on the Internet in New Zealand is to use the Gold Smart Courier Pack Service. We buy any kind of gold and silver jewellery, coins and even gold bullion. It’s fast, reliable and we provide the best prices for your items.

Easiest Way to Sell Gold NZ

One big advantage in selling your gold and silver via courier pack is the fact that it’s a very easy and intuitive service to use. The method ensures that you get full control of your items and you shall have no obligation to sell if you change your mind for any reason.

Security of Your Items

At Gold Smart one of our missions is to raise awareness to our customers of the care they should have when selling gold jewellery in whatever way they prefer (whether via mail or in person). In addition to service, Gold Smart Courier Pack is a service that excels in safety. All of our kits and envelopes where your gold and/or silver will go up do not contain any logo or reference to the service in question. Our facilities are high in security and your items will be very well protected.

How to sell to Gold Smart via Courier Post?

1 – Request your free courier pack

To sell gold and silver via courier post, fill out the form at our website and one of our team will contact to guide you through the process. We will then send you a kit completely free. It does not imply in any charge or obligation to sell your gold and/or silver items. If you change your mind and do not want to sell, all you have to do is inform one of the Gold Smart team about it and we will immediately ship your items back to you.

2 – Assessment and Payment

Our gold specialists will now evaluate your gold and/or silver according to predetermined criteria. After this analysis, we will get in contact with you to confirm price and the payment will be processed within 24 hours.

Where can you use this Service?

This service is available in four New Zealand locations:

-Auckland

-Tauranga

-Wellington

-Christchurch

There are no hidden fees and you will be under no pressure to accept our offer.

Why wait? Get in contact now with the Gold Smart team and get the best value for your gold and silver items in New Zealand.

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How to spot real or fake Gold?

Posted on April 30, 2012 by Anita

At Gold Smart customers often bring in items that were gifted to them, and they are not sure whether the jewellery is genuine gold.

There are a few methods you can use to determine if your jewellery is real gold or not. Do keep in mind that these methods are not 100% conclusive, but can be interesting and fun to try.

VISUAL INSPECTION

Look carefully at your piece and look for the gold stamp or hall mark engraved in the gold, which is often inside a ring or near the clasp on a chain. The stamp can show the degree of fineness or the carat. Another way to check is to easily look for discolouration or colour shift, especially around the edges and other areas that have experienced friction and rubbed away.

USING A MAGNET

Gold is non-magnetic, but many of the metals that are used in gold-plated items are. If your jewellery is attracted to a magnet, then it is likely to be plated. However, even if it is not attracted to the magnet, it is still not necessarily real, but this is a good starting point.

USE A SCALE

Use a scale and a piece of real gold jewellery of the same size as the one you are testing. Gold is very heavy, so if two pieces of similar size and shape weigh exactly the same amount or close, chances are your piece is made of real gold.

All these methods can be useful to see if your gold jewellery is real gold or fake. However, these tests will not give you conclusive answers or tell you guaranteed quality and carat of your gold piece.

If you are looking to sell your gold items, an easy option is to bring your jewellery to us here at Gold Smart. It is very easy to make an appointment with us: all you have to do is give us a call on 0800 465 376 or send us a message through our website.

You can bring the items you are not so sure about, together with the ones you are certain. We will test all your items and let you know on the spot whether you have real or “fake gold”, and price according to its purity.

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Sell Bullion

Posted on February 29, 2012 by Anita

The price of gold and silver has risen sharply in recent months. This means that if you bought bars in the past, you may be able to sell them at a higher value – making a good profit. Of course the price of precious metals could rise further, however we can not guarantee what will happen with prices tomorrow, next month or even next year. Instead of trying to guess the right time to sell your bullion, why not take advantage of high prices right now?

In determining the value of your gold bullion, it’s helpful to know the weight, purity and where it was refined. Regardless of its condition or place of origin, and as long as it’s genuine gold or silver we will purchase it from you. Offering excellent rates and a fast payment service.

We want all our customers to have a pleasant experience when dealing with us; therefore we have a best price guarantee policy for all the items you bring in. We will purchase any kind of gold and silver as well as platinum and palladium bullion.

At a time when gold and silver continues to increase its importance, selling your precious metals can become an extremely smart choice. If you are looking for a buyer, you have just found us!

Our team of experts is ready to support you during the selling process, answering your questions, and working with clarity so you feel comfortable and informed throughout the process. We invite you to contact us directly to learn more about our services, and then encourage you to decide by yourself.

 Take advantage of the high price of gold and silver and sell bullion to Gold Smart today.

Edit: The timing of our post proved to be correct, with gold and silver prices dropping significantly overnight. Gold in USD is currently -5.1% and silver -6.7%, it’s largest pull-back of the year.

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Sell Platinum

Posted on February 22, 2012 by Anita

At Gold Smart you can sell platinum jewellery and palladium items for cash. This could be a platinum ring, necklace, bullion or item containing precious metals. Since platinum is more typical in jewellery, here are some interesting facts about this metal.

sell platinum ring

Platinum is a chemical element with the symbol Pt. At normal temperature, platinum appears in its solid form. It was discovered by the Andean people and the Spaniards came to know it in 1735 when they came to South America. It is used to manufacture electrodes and jewellery. Also, it is widely used as a catalyst in chemical reactions.

Platinum jewellery is hypoallergenic, strong, durable and resistant to stains and loss of sheen. Unlike most gold jewellery items, platinum jewellery typically contains platinum in its almost pure form.

All platinum jewellery must have a tag that shows the purity:

- 900 Pt (or 900 Plat), marked “900 Pt” or “900 Plat”, indicates that platinum is 90% pure.

- 950 Pt (or 950 Plat) / Pt (or Plat) marked “950 Plat” or simply “Plat” indicates that platinum is 95% pure.

Platinum offers a sturdy grip for diamonds and gemstones, but the strength of the metal can make re-sizing platinum rings difficult.

The Andean people discovered platinum and used as a substitute for silver. It was known by the Spanish in 1735, when the Spanish navigator, explorer and astronomer Antonio de Ulloa arrived in South America.

In 1741, platinum was taken to China. For several centuries it was used to make fake gold items, due to its similarity in density.

Some people even today get confused thinking that platinum and white gold are the same thing, but they are in fact completely different. Normally white gold jewellery is made using yellow gold and at least one white metal, usually nickel, manganese or palladium and typically a coating of rhodium to obtain the white-light effect. Therefore, white gold doesn’t have the same purity, rarity, durability and natural white colour of platinum.

If you have any platinum items that you wish to sell, whether it is jewellery or bullion bars, please contact us today.

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Where to Find Gold

Posted on February 13, 2012 by Anita

gold_panning_find_goldGold panning is becoming more and more popular amongst geology enthusiasts in New Zealand and all over the world.  Also called simply panning, gold panning is a way to extract gold using, in most cases, few resources, low investment, simple equipment and rustic tools. The process is one of the simplest and also the oldest methods of mining gold.

The question is: can gold still be found using such an old technique? The quick answer: YES. It not only can be found but some people have become rich by doing so.

Beginner’s luck

where-to-find-goldAbout a year ago, 3 year old James Hyatt used a metal detector for the first time in his life and BINGO: he found a gold pendant of the 16th century that was worth £2.5 million pounds (or NZ$4.7 million in today’s rate).

The boy was playing in a field with his grandfather’s metal detector when he found the “treasure”. “James got very excited when he realised he had found treasure, but he is still too young to understand the real meaning of the pendant” his father said to the Daily Mail. The boy also told how it happened: he was holding the detector when the device started to emit a sound, “beep, beep, beep.” “I was happy because we managed to find the treasure without a map equal to the pirates,” said James. The metal detector was even bigger than the child. James can be considered a lucky boy. For 15 years his grandfather tracked the soil of that region as a hobby without ever having found anything.

Why buy when you can pan your engagement ring?

alluvial-goldGeorge MacIver, 53, returned to the hill where he and his fiancee, Tina Lear, met two years ago, to get the raw material for their engagement ring.

At the time they met, both panned gold in the same river during a group tour.

Three times a week for one year, MacIver trekked two hours to reach the site. In total, it took 156 trips until he got 6 grams of gold. After the melting process, the alliance weighted 4 grams.

Tina Lear, 31, said MacIver’s gesture “symbolises our relationship perfectly. We have similar interests and we became closer because of our passion for gold mining.”

gold-fossickingMacIver, who is a writer and photographer, said his effort of walking to the river – which was carrying a backpack of 30 kilograms in gold mining equipment – was worth it.

Persistence Wins the Day

It’s not just a matter of putting the pan in the water and instantly finding gold nuggets. It takes a little research to find out where the gold flows down from the hills. It is usually located in riverbeds with few shoals or where the current decreases and causes swirls.

Many beginners get disappointed with their small results. However, many have found that their activity with the pan can be rewarding all by itself. Going out for a day on the river, hearing the birds and the bubbling water that pass between the rocks can be quite a relaxing experience.

Regardless of the amount you may find, give us a call and we will provide full assistance on selling your alluvial gold. As expert gold buyers, we at Gold Smart are always looking to assist our customers in the best possible way, with transparency and fair rates in every transaction.

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The Real Cost of a Payday Loan

Posted on February 7, 2012 by Anita

payday-loansHave you seen the usual payday loan advertising? Usually they begin with “you need to buy a new car, new clothes, or you need a ‘quick buck’ to pay off debts??? Why not use a very cheap form of credit with very reasonable terms?” It sounds fantastic, right? These advertisements rage on the radio, television, in newspapers and magazines. But make no mistake: as with virtually every form of loan used to finance consumption, it is very easy for someone to get into financial trouble thinking that they are making a clever deal when taking a payday loan.

What is a Payday Loan?

A payday loan (also called a paycheck advance) is a small, short-term loan that is intended to cover a borrower’s expenses until his or her next payday (Wikipedia).

Payday Loan Risks

Loans can be very dangerous and a time bomb for the budget of those who find it challenging to manage their finances.

In most cases, payday loans are limited to a percentage of the borrower’s income. However, there are companies that provide loans without establishing any limit, leading many people to lose control over their finances. In desperation, and with a lack of financial education, many people resort to this mechanism to pay off monthly bills, forgetting that in reality they are only postponing the problem, as this continues to the following month and worse, it will still be necessary to pay back the loan.

Another risk related to payday loans are the interest rates. There are cases where someone who borrows $300 is charged over $100 for a seven day loan, and can then only meet the repayment by not paying other bills, such as rent or electricity. This can lead to a cycle of debt that makes things worse for the borrower. In other cases, the borrower has to pay up to 5 times more than the amount borrowed.

Take a payday loan or not?

Despite regulations – which include limits on loan fees and number of renewals – payday loans still create chronic and paralyzing debt and in general leave customers in a worse financial condition than prior to the original payday loan.

It is important to verify if the use of this mechanism is really necessary, or if there are better alternatives.

You might have some jewellery that is forgotten on your drawer, items that are outdated and you don’t wear anymore, or you just want to free up some money for other things. A great way to avoid high interest rates from loans and still have the money for the things you need is to sell your unwanted gold and/or silver items to Gold Smart.

Our best price guarantee policy assures you are getting the most money for your items, no hidden fees, no hidden costs.

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Jewellery Buyers

Posted on January 31, 2012 by Anita

For thousands of years gold has been used in the creation of jewellery, art, and coins. Through time gold has been an important factor in economic policies all over the world. It is usually bought as jewellery in times of abundance or investment bullion in times of crisis, and is sold as a method to release capital.

Reasons to Sell Gold

People think of selling gold for the most varied reasons. Whether by necessity or desire, it’s  a quick and easy way to unlock some money. Some of the most typical reasons why Kiwis sell gold jewellery are:

Unlocking value reserves

In times when business cash-flow is tight or one is temporarily out of work, it’s handy to know you have something valuable that can be quickly sold. Selling your gold is one of the quickest and easiest ways to unlock the gold value of your old jewellery items.

Sell because the time is right

Some people know the right time to sell gold in order to gain better profits. For instance, if you are following gold prices, you know that prices are historically really good at the moment.

Get rid of what is not needed

Some people buy jewellery, accessories or decorative items by impulse, when in reality they do not need it. They later end up not wearing the jewellery – better sold for cash than unloved in the jewellery box.

To buy something needed or desired

It’s normal for people to sell their gold to buy or pay for something special. This may be a household appliance, a new car, a house, school costs for the children, or an unexpected bill.

Regardless of your reasons, when you’re ready to sell your gold and/or silver items look for good, reputable and reliable buyers.

Gold Smart has been in business delivering high quality services and fair prices to customers for years now. If you take a look at our testimonials on our website you will see the glowing feedback from our happy customers. Our best price guarantee policy ensures that both customers and company are satisfied in every deal.

Enquire today via our contact page or give us call. We will be happy to assist you selling your gold and silver items.

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Be Aware Of Gold Price Predictions

Posted on January 18, 2012 by Anita

If you do a little online research, you will see that there are numerous websites and so called experts who claim that they or their systems can predict the future price of gold. Sometimes price and value predictions are correct, however hindsight can be a wonderful thing. You may not be sure if their claims are true, pure luck or genuine expert advice.

If you want to sell your gold items, you should know that in this business some buyers try making some predictions to their customers, but can gold prices actually be predicted? The truth is if they could accurately predict the price of gold they would be financially retired.

When you are ready to buy or sell gold, be careful with businesses that claim to know what is going to happen in the future. Keep in mind that they might be doing so in order to seduce you to buy or sell your items either faster, cheaper or both.

If you are looking to sell, gold rates are very good at the moment, based on what they were couple of weeks ago. To be more specific, the price of gold rose over 2.5% since January in New Zealand dollars. What is going to happen tomorrow or next week? No one really knows.

At Gold Smart we are happy to provide our opinions however we do not provide gold price predictions. Our friendly staff is trained to give facts and let our customers decide whether they think it is a good time to sell or not. Our motto is to provide the best possible rates, making sure that customers are satisfied and happy in every transaction with us.

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Gold Rate – Without Debt in 2012

Posted on January 13, 2012 by Anita

Like many people, if you’ve spent more than you should with gifts and parties at the end of the year and started 2012 in the red, it’s time to take a deep breath and take charge to organise your finances to a healthy position this year.

Avoiding over-indebtedness is having control over your money. This involves two paths: firstly you can increase income, for example, a pay rise or change of employment or other activity that ensures an extra income. Secondly you can evaluate monthly expenditures and sort expenses into essential or non-essential.

Organising your spending is not always an easy task. It requires discipline and monitoring. There are many tools available that can help you such as worksheets, and computer software. Simple hint: take a 12-month calendar, and begin to record all events that will happen, such as birthdays and anniversaries (e.g. Mother’s Day), in addition to current expenditure and also installments already incurred.

Putting everything on paper makes it much easier to gauge exactly how much you earn and how much you spend.

If you are a fair amount in debt you need to list all fixed bills and the delayed ones. Try to renegotiate your debts and also assess the need to change a bad debt for a better one. For example, if you are in debt with your credit card or account overdraft, opt for a more suitable line of credit with lower interest rates. Overdraft is a product intended only for emergency situations and should be used for a very short period of time.

It’s not good just paying the bills. A person who is in debt needs to cut unnecessary expenses to balance their budget. In this case, you must observe even small expenditures, such as eating out or having coffee out every day. It is important to realize that small expenses can generate a large expense at the end of the month.

If your budget is deep in the red and you see no way out ahead, the option may be to take a line of credit. Another option is the Gold Smart Way…

Who wants to have a bad credit score and not enjoy the occasional treat? Getting high-interest loans (especially from loan sharks) can make matters worse. In other words, acquire more debt to pay debt? It doesn’t sound very smart.

Don’t be stuck on the trap. If you have any unwanted gold or silver jewellery/items, today might be the day to bring it to us. You will be pleasantly surprised with our service quality, friendly staff and most important of all, our prices. Call now to make an appointment. You will be glad you did.

P.S. please download our free gold buyers guide to selling gold.

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